INDIVIDUAL LOANS

Take responsibility for your personal finances. Be prepared to meet any emergency or personal purchasing decision that may arise with a personal loan or line of credit through Security Bank of California.

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PERSONAL LOANSLink to the top of Security Bank of California Web Page

Term Loans (Secured or Unsecured) are available to meet a variety of personal needs, from vacations to unexpected medical expenses or the purchase of a new car, boat or recreational vehicle. Consider a term loan when you need a specific amount of cash all at one time. Flexible repayment terms are available.

PERSONAL LINE OF CREDITLink to the top of Security Bank of California Web Page

A revolving line of credit can help you meet ongoing personal expenses when you are not sure exactly how much you will need or when you might need it. Pre-qualify for a Security Bank Personal Line of Credit and funds will be available to you, when you need them, without ever having to reapply (during the term of the line). Monthly payments are interest only and based on the amount outstanding on the line, with principal due at maturity.

Ready ReserveLink to the top of Security Bank of California Web Page

This optional overdraft protection plan protects you against those instances where personal expenses temporarily exceed the balance in your checkbook. Simply write a check on your account and funds from your Ready Reserve will be automatically transferred into your account to cover the shortfall. You can also use your Ready Reserve like a loan to yourself for those unexpected purchasing decisions. Payments, based on the terms of the Ready Reserve line agreement, will be automatically deducted from your Security Bank primary checking account.

HOME EQUITY LOANSLink to the top of Security Bank of California Web Page

A Home Equity Loan can provide you with the resources needed to make your home even more enjoyable – like a swimming pool and spa or an outdoor kitchen. Your imagination is the limit – think vacations, a new boat, or your child’s education. A home owner Equity Loan can provide you with a fixed monthly payment – and since these loans are secured by the equity in your primary residence, in most cases, the interest you pay may be tax deductible.

HOME EQUITY LINES OF CREDITLink to the top of Security Bank of California Web Page

A Home Equity Line of Credit can provide you with easy ongoing access to the equity in your home with flexible repayment terms. Use the equity in your home to help meet your credit needs now or in the future. Repay interest monthly only on the amount you use, with the principal due at maturity. In most cases, the interest you pay may be tax deductible.*

CONSTRUCTION LOANSLink to the top of Security Bank of California Web Page

If you have always dreamed of building your own home, we can help make that happen. A construction loan from Security Bank will let you focus on making your new dream home a reality.

* Please consult your tax preparer or accountant to determine if the interest is tax deductible.

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Security Bank of California is an SBA, FDIC and EHL Bank 3403 Tenth Street Suite 100
Riverside, CA 92501 PH: 877-461-SBOC
FX: 951-368-2271 © 2007 SECURITY BANK OF CALIFORNIA — PRIVACY POLICY