PRIVACY POLICY

We Value and Respect Your Privacy

Security Bank of California is committed to safeguarding your financial privacy. We look for ways to increase the security of your information that you in trust with us. As we do this, we also intend to provide the best possible financial products and services for your needs. This Privacy Notice contains important information about our privacy practices. It describes how we now deal with nonpublic information about you as our consumer. We may change our practices in this area from time to time, and we will let you know if this Privacy Notice is changed.

We Collect and Use Information to Improve Our Customer Relationships

Security Bank of California collects, retains and uses customer information only when we believe that it would be useful (and allowed by Law) in administering our business and providing products, services and other opportunities to our customers. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us orothers;
• Information we receive from a consumer-reporting agency.

Information We Disclose

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

Former Customers

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy polices and practices as described in this notice.

We Work to Maintain the Accuracy of Customer Information

Security Bank of California has established procedures so that any customer information that we keep and use is accurate, current and complete in accordance with reasonable commercial standards and the requirements of the Federal Fair Credit Reporting Act. We respond promptly to customer concerns about the accuracy of financial information.

Parties to Whom We Disclose Information

We do not disclose nonpublic personal information about our customers or former customers to anyone, except as permitted by law. For example, we are permitted to share nonpublic information about you with non-affiliates in order to service your accounts or loans or respond to legal requirements. We also share nonpublic information with other third parties such as credit bureaus, as well as companies who perform business operations for us to provide services to you, such as check printer, data processing or companies that provide services in connection with electronic banking.

Confidentiality and Security

We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with the federal regulation to guard your nonpublic personal information. From time to time, we may hire others to support us in marketing or delivering our products and services. If we provide nonpublic personal information to others in the course of these business relationships, we insist that the confidentiality of such information be observed. That is, we require such third parties to agree to safeguard nonpublic personal information regarding our customers in accordance with our own privacy polices.

We Want You to Understand Our Treatment of This Important Issue

If you have any questions about our Privacy Policy, please call us at 877-461-7262 or write to us at:

Security Bank of California, 3403 Tenth St., Suite 830, Riverside CA. 92501

INTEGRITY HOTLINE

The Board and Management of Security Bank of California is committed to the highest standards of business conduct and counts on those same standards from all of the people that we interact. We firmly believe that adherence to the highest standards of conduct is the only acceptable way of doing business, and it is the personal responsibility of each and every one of our team members. Our reputation clearly depends on it.

Security Bank of California has selected a service provided by "The Network" to offer a risk-free way to anonymously and confidentially report actual or suspected activities that may involve criminal conduct or violations of our Code of Conduct. You may call The Network toll free at 877-888-0002.